1. About This Privacy Policy
Your privacy is important to us. This policy explains how Bhagwan Publishing Ltd, which operates Wealth Builder – Nasdaq Stockholm, collects, uses, stores and protects your personal data when you visit our website, make a purchase, subscribe to our services.
We process personal data in accordance with the EU General Data Protection Regulation (GDPR) and other applicable data protection legislation.
2. What Personal Data Do We Process?
Depending on how you use our website and services, we may process information such as:
- Name
- Email address
- Shipping and billing address
- Telephone number, if provided when placing an order
- Order and purchase history
- Subscription information
- Payment-related information
- Communications with our customer service
- IP address, device information and technical information about how the website is used
- Information collected through cookies and similar technologies
We only collect personal data that is necessary for the purposes described in this policy.
3. Why Do We Process Your Personal Data?
To Process Your Purchase
We process your personal data in order to receive and administer your order, process your payment and deliver the products or services you have purchased.
The legal basis for this processing is performance of a contract.
To Manage Your Subscription
If you subscribe to our trading signals, we process the information necessary to administer your subscription, deliver the signals and manage recurring payments.
The legal basis for this processing is performance of a contract.
To Comply With Legal Obligations
We may be required to retain certain information in order to comply with accounting, tax and other legal requirements.
The legal basis for this processing is compliance with a legal obligation.
Marketing
If we send newsletters, offers or other direct marketing communications, we process the personal data necessary for this purpose.
Where processing is based on consent, you may withdraw your consent at any time. You also have the right to object at any time to the processing of your personal data for direct marketing purposes.
4. Payments Through Stripe
Payments on our website are processed through Stripe.
When making a payment, Stripe may process personal data and payment information necessary to complete the transaction, prevent fraud and administer its payment services.
We do not store your complete payment card details on our own website.
For information about how Stripe processes personal data, please refer to Stripe’s own privacy policy.
5. Delivery and Other Service Providers
In order to provide our products and services, we may need to share relevant personal data with third-party service providers.
These may include:
- Payment service providers
- Printing and delivery providers
- Web hosting and technical service providers
- Email service providers
- Accounting and administrative service providers
We only disclose information that is necessary for the relevant purpose.
6. How Long Do We Keep Your Personal Data?
We retain personal data only for as long as necessary for the purpose for which it was collected or for as long as we are legally required to retain it.
Information necessary to administer an active subscription is retained for as long as the subscription remains active and thereafter for the period necessary to deal with potential legal claims and obligations.
Order, payment and accounting information may need to be retained for a longer period in order to comply with legal requirements.
Customer service communications are not retained for longer than necessary to handle the enquiry and any related follow-up or legal requirements.
7. Transfers Outside the EU/EEA
Some of our service providers may process personal data outside the European Union (EU) or European Economic Area (EEA).
Where personal data is transferred outside the EU/EEA, such transfers will be carried out in accordance with GDPR and using appropriate safeguards required under applicable data protection legislation.
8. Your Rights
Under GDPR, and depending on the circumstances, you may have the right to:
- Receive information about how we process your personal data
- Request access to the personal data we hold about you
- Request correction of inaccurate or incomplete information
- Request deletion of your personal data
- Request restriction of processing
- Object to certain processing
- Receive certain personal data in a structured, commonly used and machine-readable format and transfer it to another data controller
- Withdraw consent you have previously provided
These rights are not absolute. For example, we may be required to retain certain information even after a request for deletion if we have a legal obligation to do so.
9. Complaints
You also have the right to lodge a complaint with the Swedish Authority for Privacy Protection (Integritetsskyddsmyndigheten – IMY), which is the supervisory authority for data protection in Sweden.
10. Cookies
Our website uses cookies and similar technologies.
Cookies are small text files that are stored on your computer, mobile device or other device when you visit a website.
Cookies may, for example, be used to:
- Enable the website and its essential functions to work correctly
- Remember your choices and preferences
- Process and administer purchases
- Measure and analyse how the website is used
- Improve the functionality and user experience of the website
- Measure or personalise advertising, where such cookies are used
Essential Cookies
Certain cookies are necessary for the website and its functions to operate correctly.
These may, for example, be required for security, payment processing, shopping cart functionality or remembering your cookie preferences.
Analytics and Marketing Cookies
If we use cookies for analytics, statistics or marketing that require your consent, these cookies will only be activated after you have made your choice through our cookie banner.
You can change or withdraw your consent through the cookie settings available on our website.
11. Managing Cookies
When you visit our website, you can manage your preferences for non-essential cookies through our cookie banner.
You can change your preferences at a later time through Cookie Settings on our website.
You can also configure your browser to block or delete cookies. Please note that certain parts of the website may not function correctly if essential cookies are blocked.
12. Security
We take appropriate technical and organisational measures to protect personal data against unauthorised access, loss, alteration, disclosure or other unlawful processing.
13. Changes to This Policy
We may update this Privacy & Cookies Policy when our services, technical solutions or legal obligations change.
The latest version will always be available on this page.
